Terms and Conditions

Last Updated: 11th of April 2025

Welcome to Streetwise Economics – Calm, Data-Driven Investing Guidance (“Streetwise Economics,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your use of our website, courses, consulting services, and any related online content (collectively, the “Services”) provided through https://streetwiseeconomics.com (the “Site”).

By accessing or using our Site, you agree to these Terms. If you do not agree, please do not use our Site or Services.

1. Use of Our Website

You agree to use this Site in compliance with all applicable Canadian laws and regulations. You must not:

• Attempt to gain unauthorized access to any part of the Site or its systems.
• Copy, reproduce, or distribute any materials from the Site without permission.
• Use our Site or Services for fraudulent, unlawful, or misleading purposes.

We reserve the right to suspend or terminate access to anyone who violates these Terms.

2. Educational and Informational Purpose Only

All information and materials on this Site are provided for educational and informational purposes only. We do not offer individualized financial, investment, or legal advice.

You acknowledge that:

• The information shared is for general education and does not constitute investment advice under Canadian securities law.
• Trading and investing involve substantial risk, and past performance does not guarantee future results.
• You are responsible for consulting a qualified financial advisor or registered investment professional before making investment decisions.

3. Courses, Memberships, and Consulting Services

When purchasing a course, membership, or consultation:

• Access is granted upon successful payment.
• Materials are licensed to you for personal, non-commercial use only.
• You agree not to copy, share, or resell our content without written consent.
• Prices and offerings may change at any time without notice.

Refunds, where applicable, are subject to our Refund Policy.

4. Intellectual Property

All content including text, graphics, videos, documents, trademarks, and logos is the exclusive property of Streetwise Economics or its content partners. You may not reproduce, modify, or distribute our materials without express written consent.

5. User Accounts

If you create an account:

• You are responsible for keeping your login details secure.
• You agree to provide accurate, up-to-date information.
• We reserve the right to suspend or delete accounts that violate these Terms or are used for unauthorized activity.

6. Payments and Refunds

Payments are securely processed via our authorized payment gateway (e.g., Stripe, PayPal, or another PCI DSS compliant provider). You agree to provide valid payment information and authorize us to charge your selected payment method.

Refunds are only provided under the conditions described in our Refund Policy. We reserve the right to refuse or cancel an order suspected of fraud or misuse.

7. Privacy

We are committed to protecting your personal information in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy laws.

Our Privacy Policy explains how we collect, use, and safeguard your personal data. By using our Site, you consent to our collection and use of information as described in that policy.

8. Limitation of Liability

To the fullest extent permitted by Canadian law:

• We are not liable for any direct, indirect, incidental, or consequential loss or damage arising from your use of our Site, Services, or reliance on any information provided.
• We do not guarantee trading success, financial returns, or investment outcomes.
• You use our content and Services at your own risk.

9. Third-Party Links

Our Site may contain links to third-party websites or resources. These links are provided for your convenience only. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of third-party sites.

10. Disclaimer

All content provided by Streetwise Economics is offered “as is” without warranties of any kind, express or implied. We make no representations regarding the accuracy, reliability, or completeness of any information on the Site or in our Services.

11. Changes to These Terms

We may update or modify these Terms at any time. Changes take effect immediately upon posting. Your continued use of the Site or Services after updates means you accept the revised Terms.

12. Governing Law

These Terms and your use of the Site are governed by the laws of the Province of Ontario, British Columbia, or Alberta and the federal laws of Canada, without regard to conflict of law principles.

Any disputes will be subject to the exclusive jurisdiction of the courts located in that province.

13. Contact Information

If you have any questions or concerns about these Terms, please contact us at:

Streetwise Economics
📧 Email: isaacjonas@streetwiseeconomics.com
📍 Address: Alberta, Canada.